Well, there is zero interest if you pay it in full by the allocated date (usually 12-24 months); however, if you do not pay it in full by then (which they try to trick you into), not only do you get charged interest going forward, you also get charged interest for every month that was previously “zero interest”, which ends up being a lot, often more than the product(s) would’ve originally cost.

Don’t worry. All the stores now (at least in the US) have predatory deferred financing that promises zero-interest and then shows you low minimum payments to trick consumers who were never taught how credit works into thousands in interest.

TLDR: It was named after the town Cummington, Massachusetts where it was found.

https://en.m.wikipedia.org/wiki/Cummingtonite

From my experience, on a strait road, 160 doesn’t really feel that fast once you get up to speed. In fact, it doesn’t really feel any different than going a normal speed.