Basically regular people are doing real shit like growing corn and mining and fixing computers and all that, and then you’ve got this like teeming mat of busy busy parasites that lays over everyone and figured out they could generate money by playing games loaning, withholding, or just guessing what the regular people will do. Then you’ve got another layer of parasites over that one who do the same thing but just with the lower parasites, and they’re even more useless and richer than any of the others combined.