Same as the other responder, it’s the homeowner’s insurance I’m typically shopping around for. I also have a habit of limping aging vehicles I purchased for $1000 beyond the 150k mile (240k km) mark. They tend to try sneaking full coverage in there and are VERY SURPRISED to see the cost come down significantly. If I’m lucky, I can get an overall discount by bundling both together.
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Cake day: July 20th, 2023
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I go through an insurance broker and they said that it’s important to check around every renewal to see what is being offered. They rely on customers getting complacent. If everyone actually shopped around every year, it would theoretically drive prices down. They would have to resort to price fixing to keep their massive profits.
An even more fun game might be to create communities to be banned where regex would ban other communities.
I suggest finding a new insurance agent. Sounds like yours didn’t feel like looking around for you.